Rent-to-own is a great option for many New Canadians as it can be difficult to qualify for a mortgage, due to lack of income or a low credit score. Rent to own gives New Canadians the ability to own a home, giving them security and a chance to make a home for…
How Rent To Own Can Benefit New Canadians
Is your home on the line? Rent to own can help
Rent to own has helped many families who have either had a hard time saving a down payment or who have had their credit take a blow as a result of rough times. Traditionally, a rent to own tenant would pick their home and it would be purchased for them. One thing that…
The Pro’s and Con’s of Rent-to-Own
As the Canadian real estate market changes, housing prices have increased substantially. New mortgage rules are being implemented and the increase of poor credit among young adults and lack of down payment is becoming increasingly difficult for them to become first…
What To Look For In A Rent to Own Company
One of the biggest issues in the Rent to own industry is the fact that it has no professional governing body, making it open to anyone who claim to be a rent to own expert. So how on Earth do you know what’s real and how do you know where to begin? The purpose of this…
Who buys the property for me?
Who buys the property that I want to “Rent to Own?” Rent To Own has a parent company, Smart Home Choice, which will partner you with your investor/landlord. After having been pre-approved with our in-house mortgage expert and finding a property with one of our…
Getting a mortgage at the end of the rent to own term
Purchasing a home is one of the largest purchases you’ll make in your lifetime, in Ontario’s case, the sky is the limit with the current price of homes. Getting a mortgage can be tricky, especially if you’re a first-time home buyer. There are conditions to be met,…
Rent to Own vs. Plain old Renting
Rent to own is a leasing agreement where a tenant makes monthly payments to the landlord over a period of time, usually 3 to 5 years with the goal of purchasing the home at the end of the lease. The rent to own agreement has 3 sections; option fee, which is your…
Why do families decide to use rent to own?
Why do families decide to take the rent to own route, instead of the traditional route of walking into a bank and getting a mortgage? What are these families thinking and what are their future goals? Here are a few reasons. Families who decide to take the rent to own…
How Rent to Own Can Help Families in Troubled Times
We all go through times especially with the economy these days, the high prices of homes and the job market. We may not be going through The Great Depression, but times are tough on everyone. If you are the average family, like many of us, it is difficult to save the…
It’s Time To Pull Out Your Maintenance Checklist
Maintenance Calendar Its spring time!! Most home maintenance activities are seasonal. It’s a good idea to inspect your home regularly, and replace or repair parts and materials that have worn out. REMEMBER components of your house work together and affect each…
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